Our Terms and conditions
(The Digital Banking and Online Platform)
*Important Note: This app is for use by those who have a Nigerian issued Bank Verification Number. It can only be used with a Nigerian bank account. Please do not download this app if you do not have a BVN
Ziing is a more convenient, and user-friendly financial services hub, developed by Investment One Financial Services Limited (IOFSL) to provide a wide spectrum of investment products to Users and Clients via i) the Mobile Application; ii) the Website at www.Ziingit.com and iii) any other medium/ access point deployed by IOFSL from time to time (all access points together and severally known as “ZIING”).
By using Ziing, we provide you access to an array of financial and investments solutions including automated savings, fixed income, treasury bills, mutual funds, and equities. Ziing gives you access to our expertise and professionalism in managing your various financial/investment plans at minimal cost, whilst ensuring you get optimum returns on investment.
LEGAL CAPACITY TO ENTER INTO AGREEMENT
By accepting these Terms and Conditions, you hereby represent that you have the legal capacity to be bound and enter into an agreement. If you are below the age of Eighteen (18), you require the assistance of your parents or legal guardian(s).
In order to access Ziing, you will first be required to complete the registration process. This requires you to provide your basic personal data/information, email address, and phone number. You will also be requested to select a User Identification Number or Code (“User ID”) and a unique password (“Password”) both comprising your login details. Upon completing the registration, you will receive a notification on your registered phone or email confirming your registration. You are to ensure that your User ID and Password are kept strictly confidential and for your use ONLY. We shall not be responsible for any unauthorized use of and or access to your Ziing account/profile once created. In the event that your Password becomes compromised or you believe it to be so, you are to notify us immediately via email to hello@Ziingit.com or phone call to 014480847.
PRIVACY AND CONFIDENTIALITY
You are required to provide certain information and documentation, which will enable us know you better and validate your account. Until all requested information and documentation are provided, you may have restricted access to operating your account. Such restriction may include making additional investments, and or liquidation of funds, or for any other use. As long as any part of the required information/documentation remains outstanding, you will receive on a periodic basis, automated reminders of the outstanding information and documentation.
POTENTIAL DISRUPTION OF SERVICE
You shall be responsible for obtaining and maintaining all telephone, computer hardware, software, and other equipment needed to access and use this Website. Access to this Website may from time to time be unavailable, delayed, limited or slow due to, among other things:
Hardware failure, including among other things, failures of computers (including your own computer), servers, networks, telecommunication lines and connections, and other electronic and mechanical equipment.
Software failure, including among other things, bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content
Overload of system capacities
Damage caused by severe weather, earthquakes, wars, insurrection, riots, terrorism, civil commotion, act of God, accident, fire, water damage, explosion, mechanical breakdown or natural disasters
Interruption (whether partial or total) of power supplies or other utility of service
Strike or other stoppage (whether partial or total) of labor
Governmental or regulatory restrictions, exchange rulings, court or tribunal orders or other human intervention; or
Any other cause (whether similar or dissimilar to any of the foregoing) whatsoever beyond our control.
If access to this Website is unavailable, delayed or limited or if this Website does not operate quickly and efficiently, you may be unable to transmit your instructions for transactions and other matters, or such instructions may not be promptly executed or you may be unable to retrieve information on a timely basis. If your operations are dependent on such communications with Us, and such communications are disrupted or delayed, you may suffer losses. ZIING/IOFSL shall not be liable for any such loss.
MONITORING OF USE OF SERVICES
Your use of the products and services on Ziing may be monitored by IOFSL and the resultant information may be used by IOFSL for its internal business purposes or in accordance with the rules of any applicable regulatory or self-regulatory organization. Anyone using Ziing expressly consents to such monitoring, tracking and recording.
PROMOTIONS AND REFERRALS
WARRANTIES, DISCLAIMERS AND LIMITATION OF LIABILITY AND REMEDIES
Although we will make efforts to at all times to operate Ziing with the most reasonable degree of accuracy according to global best practices and standards, Ziing, and all parts thereof are provided “as is”, and “as available”. IOFSL and its affiliates and their respective managing members, officers, directors, employees and third party suppliers (collectively, the “Company Parties”) disclaim any and all representations, warranties or guarantees of any kind, whether express, implied or statutory, including without limitation (1) as to title, merchantability, fitness for ordinary purposes and fitness for a particular purpose and non-infringement, (2) the quality, accuracy, timeliness or completeness of Ziing, (3) those arising through course of dealing, course of performance or usage of trade, (4) Ziing’s conformity with any function, demonstration or promise by any Company Party and (5) that access to or use of Ziing will be uninterrupted, error-free or completely secure. Any reliance upon Ziing is at your own risk and IOFSL makes no warranties, it reserves the right to restrict or terminate your access to Ziing, or any feature or part thereof at any time. If you download Ziing or any content thereof, you do so at your own discretion and risk. You will be solely responsible for any damage to your computer system or mobile device or loss of data that results from the download of any such content.
Your reliance upon the information available on Ziing or located through utilization of our services and your interactions with third users identified through our services is SOLELY AT YOUR OWN RISK. Your interactions with other users or advertisers, including payment and delivery of goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and the other person or entity, and you agree that IOFSL will not be responsible for any loss or damage incurred as a result of any such dealings or with respect to any other person or entity’s use or disclosure of your personally identifiable information. If there is a dispute between you and any third party, IOFSL is under no obligation to become involved, and you agree that you will manage any such dispute or disagreement directly, and that you will not make any claims against IOFSL with respect to products or services purchased through your use of Ziing.
Limitation of Liabilities and Remedies
In no event shall IOFSL be liable for any direct, indirect, punitive, incidental, special, or consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of Ziing, with the delay or inability to access or use same or related services, the provision of or failure to provide services, or for any content, software, products and services made available or obtained through Ziing, or otherwise arising out of the use or access of Ziing or use of the services, whether based on contract, tort, negligence, strict liability or otherwise, even if IOFSL has been advised of the possibility of damages. Any services or content made available or obtained through the use of Ziing, is done at your own discretion and risk and you will be solely responsible for any damage to your computer system or loss of data that results therefrom.
GOVERNING LAW AND DISPUTE RESOLUTION
INTERGRATION AND SEVERABILITY
COMMUNICATION: Any notice or communication will be in writing by email
Feedback: We welcome your feedback
Your feedback is welcome and encouraged. You may submit feedback by emailing us at hello@Ziingit.com. You agree, however, that (i) by submitting unsolicited ideas to Ziing or any of its employees or representatives, by any medium, including but not limited to email, written, or oral communication, you automatically forfeit your right to any intellectual property rights in such ideas; and (ii) such unsolicited ideas automatically become the property of Ziing. You hereby assign and agree to assign all rights, title, and interest you have in such feedback and ideas to Ziing together with all intellectual property rights therein. In addition, you warrant that all moral rights in any feedback have been waived, and you do hereby waive any such moral rights. You further agree and warrant that such suggestions do not constitute an infringement of third party rights.