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Ziing has a new addition to her existing bouquet of products. As part of our effort to be your one-stop shop for all your financial needs, we are pleased to inform you that you can now access loan on the Ziing app.

Introducing the ASSET-BACKED LOAN on the Ziing app.

You do not have to put your financial goals on hold in order to meet your financial obligations/expenses. With the ASSET BACKED LOAN, you can keep your investments running while you take out funds to meet your financial needs/emergencies.

Here are a few things you need to know about the Asset-backed loan;

1. An Asset-Backed loan is an instant digital loan secured by your asset (zSave, Abacus, zPlan, stocks, VGIF, and Medium term notes) on Ziing for users who meet the loan’s eligibility criteria.

2. You can request for an Asset-Backed loan by logging into the Ziing app and clicking on the loan product on your dashboard.

3. You need to have a Ziing account and a qualifying asset on Ziing.

4. The Asset-Backed loan tenor is between 1 – 12 months.

5. The interest rate of Asset-Backed loans is 1.67% per month.

6. There are no other charges besides the interest rate.

7. The maximum amount you can gain access to is 80% of your qualifying asset on Ziing.  However, the minimum loan amount you can borrow is N50,000 (fifty thousand naira only) and the maximum loan amount is N20,000,000 (twenty million naira only).

8. Your eligibility can be affected if you do not have a qualifying Asset to back your loan on Ziing. You can get an Asset-Backed loan with a minimum asset of N65,000.

9. Your bank account will be credited within 3 working hours after your request is successful.

10. You can request for one Asset-Backed loan at a time. Subsequent requests can be made after complete repayment of the last Asset-Backed loan.

11. You are expected to repay your Asset-Backed loan on or before the tenor expiration date. You can choose to pay monthly until the end of the tenor, or pay the total amount at the end of the loan tenor


Well, this means that you can take care of important expenses without disrupting your investment, and it only takes three hours to access a loan of up to 80% of the qualifying assets you have on Ziing. Whether it is a summer vacation, funds to begin the new year or a small business need that demands urgency, if you need an easy loan to cover such expenses, log on to the Ziing app today and take advantage of this opportunity.

Click HERE to download the Ziing App if you haven’t yet!

Do more with Ziing!!

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