Ziing Online Privacy Policy


Background

In providing our array of financial services to you our esteemed client, Ziing may obtain your personal information which enables us deliver our products to you through Service Excellence, which is one of the main canons of our business values.

As our esteemed client, we are committed to protecting the privacy of your personal data as confidential information at all times to the best of our abilities as much as we protect our own corporate information. We therefore set out our Privacy Policy (“Policy”) which should be read at all times in conjunction with the Terms and Conditions of use of our mobile application and website (www.ziingit.com).

This Policy establishes the guidelines for accessing and usage of the Ziing platform. It also details our mode of handling your personal information received through this platform, in terms of the permitted purposes, and circumstances under which they may be shared with third parties.



COLLECTING AND USING INFORMATION


Personal Information We Collect Online:


During your visit to and use of our mobile application and website, we obtain your Personal Information, which means personally identifiable information such as information you provide by completing our online forms, surveys, applications or other online fields including name, postal or email addresses, telephone, or mobile numbers, or account numbers.

How We Use Personal Information


Ziing may use your Personal Information in any of the following ways:


How Personal Information Is Shared/Disclosed


Ziing will not disclose your Personal Information to anyone outside Ziing without your permission unless:


OTHER INFORMATION WE COLLECT ONLINE


Other Information is any information other than Personal Information that does not reveal your specific identity or does not directly relate to an individual, such as browser information, information collected through cookies, pixel tags and other technologies, demographic information, other information provided by you such as your date of birth or household income, and aggregated and de-identified data

How We Collect and Use Other Information


Ziing and its third-party service providers may collect and use Other Information in various ways, including:


ADDITIONAL INFORMATION


Third-party widgets – we may allow certain widgets (e.g., social share buttons) on our mobile application and website that enable users to easily share information on another platform, such as a social media platform. The third parties that own these widgets may have access to information about your browsing on pages of our mobile application and website where these widgets are placed.


How we tailor Adverts:


Relationship-based Advertising

In order to help make our advertising informative and useful, we may use information about your relationship with us (such as types of accounts, transactional information or location) to help determine which advertisements or offers to present to you.


Online Behavioral Advertising

Ziing and or its advertising service providers may use certain information about your activities on our Sites, such as pages visited and search keywords entered to help determine which of our advertisements or offers may be of interest to you. We limit access and collection of information for specific purposes by advertising service providers. We may use this online information for online and offline advertising.

Advertising on third-party sites and mobile apps

Ziing engages advertising companies to advertise our products and services on sites and mobile apps not affiliated with us. We may use Aggregated and De-identified Data and information provided by you to these third-party sites and mobile apps to select which of our advertisements or offers may appeal to you, display them to you and monitor your responses. Third-party sites and mobile apps are not subject to Ziing Privacy Notices. Please visit the individual sites and mobile apps for additional information on their data and privacy practices and opt-out policies.


Mobile Applications

Ziing’s Mobile Applications allows you to access your account balances and holdings, make deposits for investment purposes directly into your account or third party account with Ziing, liquidate your investments, transfer funds from your investment account to bank accounts, pay bills and purchase airtime on your mobile device.


Linking to other sites

We may provide links to third-party sites, such as credit bureaus, service providers or merchants. If you follow links to sites not affiliated or controlled by Ziing, you should review their privacy and security policies and other terms and conditions, as they may be different from that of Ziing’s and Ziing does not guarantee and is not responsible for the privacy or security of these sites, including the accuracy, completeness or reliability of their information.


Social media sites

Ziing provides experiences on social media platforms including, but not limited to, Facebook®, Twitter®, YouTube® and LinkedIn® that enable online sharing and collaboration among users who have registered to use them. Any content you post on official Ziing managed social media pages, such as pictures, information, opinions or any Personal Information that you make available to other participants on these social platforms, is subject to the Terms of Use and Privacy Policies of those respective platforms. Please refer to them to better understand your rights and obligations with regard to such content.


Security


To protect Personal Information from unauthorized access and use, we use security measures that comply with applicable federal and state laws. These measures may include device safeguards, secured files and buildings as well as oversight of our third-party service providers to ensure information remains confidential and secure.


Making sure information is accurate


Keeping your account information accurate and up to date is very important. If your account information is incomplete, inaccurate or not current, please use the Contact Us option on our mobile application and website, call or write to us at the telephone numbers or appropriate address for changes listed on your account statements, records, online or other account materials.


Protecting children’s privacy online


Ziing mobile application and website is not directed to individuals under the age of thirteen (13), and we request that these individuals do not provide Personal Information through the Site. We do not knowingly collect information from children under 13 without parental consent.


Protecting individual health information


To the extent that we receive, maintain or process an individual’s protected health information, Ziing may disclose that information as authorized by and in accordance with applicable federal and/or state law.


Updates to this Privacy Notice


Ziing reserves the right to make amendments to this Privacy Policy from time to time to reflect changes to our practices concerning the use of your personal information. Any changes to this Notice will become effective when we post the revised Notice on the mobile application and website. Unless otherwise stated, the current version supersedes and replaces all previous versions. Your use of the website following these changes means that you accept the revised Notice.